Monday, July 6, 2009

Can an emploier not hire you cause of your credit report?

applied for a job passed all of the skills and background check and the reason for not hiring me was my credit



Can an emploier not hire you cause of your credit report?

If you were applying for a position that was in management or dealt with finances (cashier, accounting, finance, payroll, controller, etc....) this is a reasonable criterion for the hiring manager/HR to base his/her final decision upon. If you have horrible credit, you are at more risk to steal or funnel money through theft, credit card scams, or funny accounting tactics. If they had not done this investigation and you stole money, they would be liable for NOT performing a full background check and their insurance may not cover the loss.



However, if you were applying for a position that in no way dealt with money, credit cards, or finances (garbage collector, jr receptionist, etc...), this is reasonable grounds for discrimination/privacy issues that should be brought up to the labor board.



But most likely you probably signed an FCRA form releasing them to run your credit/background when you filled out your application, which released them to run whatever they want. You wouldn%26#039;t have any legal ground at this point. If you didn%26#039;t like the wording in the release, you should have brought it up at the time before signing it. Most blanket FCRA releases include wording about DMV records, credit reports, etc.



Can an emploier not hire you cause of your credit report?

No, this is called discrimination. I was hired after filing for bankrupcy so I know this for a fact.



My question to you: Do you really want to work for this employer if that is the way they are treating you before being hired???



Can an emploier not hire you cause of your credit report?

Are you sure it was not because you spelled your name incorrectly? Employer not emploier.



Can an emploier not hire you cause of your credit report?

definitely. Your credit report is just as important as the skills you have for the job.



Can an emploier not hire you cause of your credit report?

depends on the job- good credit shows responsibilty



Can an emploier not hire you cause of your credit report?

Unless it is based on the limited list of illegal reasons, they can decline to hire you for almost any reason they think matters. And credit could matter if you are to be in a position with some potential financial exposure/liability or just because that would put you at odds with what the company thinks matters in a trusted employee.



Can an emploier not hire you cause of your credit report?

Yes, in some cases, a bad credit check could affect the outcome of an interview. The company wants to know if your secure and solvable before they entrust you with cash and/or trade secrets.



Can an emploier not hire you cause of your credit report?

YES they can. Bankruptcy is not the same as a bad credit report and an employer can use a credit report as part of the hiring decision. It is not against the law. If they do not hire you because of what is in your credit report, they have to tell you.



Can an emploier not hire you cause of your credit report?

yes. usually it%26#039;s localized in the financial field more than anything else. most places won%26#039;t really care about your credit score so long as there are no major problems on there. credit does show responsibilty and if you%26#039;re credit is bad it lends people to think that you%26#039;d be more inclined to do shady dealings in order to make extra money. but for the most part you can lose your job bcuz of your credit. though it%26#039;s rare it can happen.

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