How do I erase a paid collections off of my credit report? This one thing is killing my credit score

Credit Score help...Paid Collections

How do I erase a paid collections off of my credit report? This one thing is killing my credit score...?

Time. The point of a credit bureau report is to show when and where problems were at. Unless you have a valid dispute for them, only time will remove them.

How do I erase a paid collections off of my credit report? This one thing is killing my credit score...?

i don%26#039;t think you can that the point of credit report so people can see if you have had anything sent to collections

How do I erase a paid collections off of my credit report? This one thing is killing my credit score...?

It will be on your credit for 7 years.

How do I erase a paid collections off of my credit report? This one thing is killing my credit score...?

you shouldn%26#039;t have paid it. they can report since last activity on account for 7 years. silly you. Call them and plea with them to take it off.

How do I erase a paid collections off of my credit report? This one thing is killing my credit score...?

You will not be able to hide that part of your history.Even a late payments will cause some places to not give you credit or make loans because It raises a red flag.

Businesses ,banks, etc.consider your past credit history as an indicator of your future behavior.

How do I erase a paid collections off of my credit report? This one thing is killing my credit score...?

Time is the only thing that will remove it. Collections stay on your credit even if you pay them for 7-years.

How do I erase a paid collections off of my credit report? This one thing is killing my credit score...?

You don%26#039;t ! They do drop off after so many years . Just improve your credit now. Never go over 50% of what is High Credit on the cards you have . When you go over that 50% amount the scores drop very fast. Also if you have a car payment or any loans. Always pay them on the same day every month. This will show that you have your financial situation in control giving higher points to you on your reports.I do loans for Real Estate and I work with People with this situation all the time . Just make sure you have 3 or 4 good credit lines showing at least 24 months of no lates and you won%26#039;t have to worry about that paid off collection any more .

How do I erase a paid collections off of my credit report? This one thing is killing my credit score...?

it takes up to 7 years for it to be removed and u can try to call them and see if they will do it for u..

How do I erase a paid collections off of my credit report? This one thing is killing my credit score...?

try to call the collection agency and ask them what should you do?

How do I erase a paid collections off of my credit report? This one thing is killing my credit score...?

Send them a certified letter stating your account is paid off and remind them they legally have 30 days to mark it as paid. There are several credit companies you can go through that you can also pay a charge to be sure it is off within days. Good Luck! Jennifer