How do i remove negative things off of my credit report? i filed bankrupcy.?

i know i cant get the bankrupcy off and thats fine but i wanted to know how i can get the negative thing i got charged off, off my report?

How do i remove negative things off of my credit report? i filed bankrupcy.?

Depending what country and state you are in, there may be legislation that prevents that kinda information from being removed for a certain period of time. For eg: it could be 5 or 7 years.

Another way to go about it, visit the births, deaths and marriages registry (or whatever it is called where you are) and try to change your name. Even if its just your first name, or take a letter or 2 off it. Then apply for a bank account, license etc in the new name and start fresh.

How do i remove negative things off of my credit report? i filed bankrupcy.?

I don%26#039;t know exactly how, but I know that lawers do that for sure.

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How do i remove negative things off of my credit report? i filed bankrupcy.?

I recommend credit repair unless you have lots of time and a high tolerance for aggravation. Some things are better left to the professionals. A quality company will be a non-profit, offer a money-back-guarantee, and commit to raise your score up to 90 points in 90 days. They will likely challenge the bankruptcy as well.

How do i remove negative things off of my credit report? i filed bankrupcy.?

Only time will get legitimate negative items off your report and anyone who tells you differently doesn%26#039;t know what they are talking about. There are a lot of scams out there who will charge you a fee and promise to %26quot;fix%26quot; your report but legitimate items will not not be taken off of your report. Third parties rely on your credit report to make informed decisions on whether or not they want to lend to you....anyone including yourself who tries to manipulate your report by providing false information when disputing legitimate trades may not only be committing fraud but could be sued by the third parties who are relying on your report to make credit decisions.

How do i remove negative things off of my credit report? i filed bankrupcy.?

You can%26#039;t remove negative things off your credit report that are legitimate. Legally it can stay on your credit report for 7 years.

The good news is that if you file bk, then after about a year or so the negative accounts on your report seem to disappear. i don%26#039;t know if this is because the credit bureaus delete them if they were included in the bk or if because the creditor removes it. My husband and I filed bk a few years back and within the first year all his negative accounts were gone.

How do i remove negative things off of my credit report? i filed bankrupcy.?

time is the only thing that legally gets negative things off of your credit report.