I just turned 18 and i have bad credit, looked up my credit report, and found i owed $91.00.....?

and i could not find a mailing address or phone number for the credit company that i owe the money to. Funny thing is, i got one notice a year ago and none since. Any suggesions????

I just turned 18 and i have bad credit, looked up my credit report, and found i owed $91.00.....?

The collection agency probably bought a junk debt somewhere that belongs to someone with a similar name. I would definitely dispute, as even if it were your debt, you were a minor and therefore, not legally responsible for it. They put it on your credit report because you did not respond to the notice and dispute it then.

I just turned 18 and i have bad credit, looked up my credit report, and found i owed $91.00.....?

Contact your credit company to dispute the charge since you are not sure why you owe the money in the first place. If it is a charge that isn%26#039;t legitimate, they can have it removed from your credit score.

I just turned 18 and i have bad credit, looked up my credit report, and found i owed $91.00.....?

You can dispute the charge unless it can be provided for you by the creditor. The credit reporting company is required to record any/all disputes. But do it in a timely manner. Also try working your way up the food chain and talk to someone in an executive position. Finally, call the Fair Debt and Credit People or Clark Howard can advise.

I just turned 18 and i have bad credit, looked up my credit report, and found i owed $91.00.....?

First of all, it%26#039;s hard to believe you had credit before 18, so just turning 18 and finding out seems rather odd. The credit bureau that ran the credit check should be able to shed some light on this issue. Most 18 year olds don%26#039;t have credit and thus their credit score is low. You have to build that score up. Always pay your bills and check your credit every six months. Do get this issued resolved. Somebody could be using your name and tax ID number.

I just turned 18 and i have bad credit, looked up my credit report, and found i owed $91.00.....?

The credit report will have contact info..just call them and say..You are trying to clear up your credit but can%26#039;t because there is no info on who to pay..they will help you the best they can..

I just turned 18 and i have bad credit, looked up my credit report, and found i owed $91.00.....?

Go to the credit bureau web site and get the form for questions. I%26#039;m not sure what they call it but you can ask who this is you owe. Snail mail it to the address and in about 4 to 6 weeks you will get an answer along with a new credit report all free. Credit is important so pay the 91.00 it will be worth 1000%26#039;s in the future.

I just turned 18 and i have bad credit, looked up my credit report, and found i owed $91.00.....?

One year ago you were 17....a minor. As far as I know minors can not enter into any contracts without the co-signature of a parent or legal guardian. This might vary from state to state though so you might want to look into it. If in fact your state does not allow minors to enter into contracts then you can send proof to the credit bureau in question and have the $91.00 charge removed.

I just turned 18 and i have bad credit, looked up my credit report, and found i owed $91.00.....?

Challenge that negative item and have it removed.