IS EVERYTHING GONE AND YOU GET TO START OVER? WHAT IF YOU HAVE A+ CREDIT, IS THAT GONE TOO?
AFTER 7 YEARS, IS YOUR CREDIT REPORT wiped COMPLETELY CLEAN?
No, they don%26#039;t reset every 7 years. It%26#039;s a rolling 7 years which means that 7 years from now, whatever is on there that%26#039;s negative is taken off. If 2 years from now you have a negative report, it will be taken off in 9 years.
AFTER 7 YEARS, IS YOUR CREDIT REPORT wiped COMPLETELY CLEAN?
It would depend on which country that you are in. Each one has different rules and regulations.
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